Top 10
Health insurance companies websites in India !
01
Bajaj Allianz General Insurance Company Limited
Bajaj Allianz General Insurance Company is popular for innovative plans like Hospital Cash and coverage against Critical Illness. The 3 major health insurance products are Health Guard, Silver Health, and Star Package. Bajaj Allianz Insurance Company was the first to provide captive TPA services.
Features:
1. Cashless treatment facility in over 3700 hospitals across India.
2. Coverage for up to 6 family members (with up to 2 adults and 4 children).
3. Availability of pre and post hospitalization coverage for 60 and 90 days respectively.
Rating 4.2
02
New India Assurance Company Limited
New India Assurance is a fully government-owned entity of India, which has been in operations since 1919. This company is well-known for its Mediclaim policy.
Features:
1. Cashless treatment facility in over 2000 hospitals across India.
2. Availability of pre and post hospitalization coverage for 30 and 60 days respectively.
3. Coverage for up to 6 family members (2 adults and 4 children).
Rating 3.9
03
Star Health and Allied Insurance Company
The company has an in-house claim settlement procedure to deal with cashless hospitalization facility. Along with this, Star Health & Allied insurance company comes up with a range of exciting products that offer protection to Diabetes and HIV+ patients.
Features:
1. Cashless treatment facility in more than 7000 hospitals all over India.
2. Medical expenses covered 30 days before and 60 days after hospitalization.
3. Coverage for up to 4 family members (2 adults and 2 children).
Rating 3.6
04
Apollo Munich Health Insurance Company Limited
Apollo Munich is another renowned stand-alone health insurance company in India. This provider of health insurance in India is highly sought-after because of its quick claim authorization and portability features.
Features:
1. Cashless treatment facility in over 4000 hospitals across India.
2. Coverage for up to 6 family members (with up to 2 adults).
3. 90% valid claims are authorized within 2 hours.
Rating 3.3
05
Oriental Insurance Company Limited
Oriental general insurance is also a government-owned general insurance company that offers a wide range of health insurance products in India. The impressive part of Oriental health insurance is that it doesn’t require a pre-policy medical test up to the age of 60 years, whereas it is mandatory under other health insurance providers to get a medical examination done if you are below 45 years of age.
Features:
1. Over 4,300 network hospitals across India.
2. Coverage for up to 7 family members including 4 adults.
3. Medical expenses covered 30 days before and 60 days after hospitalization.
Rating 3.2
06
Max Bupa Health Insurance
Established in 2010, Max Bupa Health Insurance is one of the front-runners among health insurance companies in India.It has been in the industry since over 6 decades and a customer base of over 29 million in more than 190 countries.
Features:
1. Cashless treatment facility in more than 3500 hospitals all over India.
2. Coverage for up to 4 family members (2 adults and 2 children).
3. Medical expenses covered 30 days before and 60 days after hospitalization.
Rating 3.2
07
ICICI Lombard General Health Insurance Company Limited
The most popular product offered by ICICI Lombard General Insurance Company is health advantage that not only covers hospitalization expenses, but also provides outpatient benefits like dental expenses,room rent, and ambulance charges up to a limit.
Features:
1. Cashless treatment facility in over 4500 hospitals across India.
2. Coverage for up to 4 family members (with up to 2 adults and 2 children).
3. Medical expenses covered 30 days before and 60 days after hospitalization.
Rating 3.2
08
Religare Health Insurance Company Limited
Religare Health Insurance Company limited has shown tremendous growth in a short period of time, thereby setting a benchmark in the insurance market of India. It complies with ISO 9001:2015 standards when it comes to Quality Management System.
Features
1. Cashless treatment facility in over 4900 hospitals across India.
2. Coverage for up to 6 family members (with up to 2 adults).
3. Medical expenses covered 30 days before and 60 days after hospitalization.
Rating 3.0
09
National Insurance Company Limited
National Insurance Company Ltd. is a full government entity, which has been serving its customers for more than a century and also provides health insurance coverage.The most popular health product offered by the company is Varishtha Mediclaim for senior citizens.
Features
1. Cashless treatment facility in over 6000 hospitals across India.
2. Coverage for up to 6 family members.
3. Medical expenses covered 30 days before and 60 days after hospitalization.
Rating 2.5
10
Cigna TTK Health Insurance Company Limited
Cigna TTK Health Insurance Company is comparatively a new player in the Indian insurance market, as it was launched in 2014 only and immediately fell into the category of the best health insurance companies in India.
Features
1. Over 4,000 network hospitals across India.
2. Coverage for up to 4 family members (with up to 2 adults and 2 children).
3. Medical expenses covered 60 days before and 90 days after hospitalization.
Rating 2.5